Online Payment Options
Starting an online business can be tough. One major obstacle for business owners is the issue of payment. Some businesses open a merchant account to handle payments. But what can you do if you can’t get, or can’t afford, a merchant account?
Good news! There are ways of accepting credit card payments without having a merchant account. I’ll share two of those methods with you.
There is a third option which can help you set up a merchant account, even if you think you don’t qualify. This method doesn’t work for everyone, but it can help 99% of people setting up their business.
Try one of these three solutions to your payment woes:
Clickbank. For a small sign-up fee (about $50, I think), you can accept payments for your digitally-delivered products using any major credit cards, or even e-checks. You don’t handle the transaction, or even the payment. Clickbank does it all, takes a percentage and just sends you a check. How’s that for convenient? Some people think that Clickbank’s fees are a little high, but if you consider all the services they provide: taking the payment, handling refunds, handling your affiliate program, sending you checks, sending your affiliate’s checks, doing all the bookkeepingI think it’s a fair trade.
PayPal. It has been proven that having PayPal on your sales page boosts conversions. If you offer PayPal as a payment option, you will make more sales. Also, just like Clickbank, they handle the whole payment transaction for you. People can pay with any major credit card through PayPal. They don’t even need to have a PayPal account! Many people don’t realize that, but it’s true!
PowerPay. So you still want a real merchant account, not a work-around like Clickbank or PayPal? You may still qualify for a merchant account, even if your credit is spotty or you have been turned down before. Visit this site: PowerPay at http://ipowerpay.com – The best Merchant Account for online Marketers. Judd Smith and his people at PowerPay have experience with online marketers. Contact them to discuss your merchant account today.
So don’t be intimidated by the prospect of setting up your merchant account. These are three simple solutions that can help you get set up for collecting payments fast!
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