Identity Theft – Are You Making It Easy.

by Mike White

With the shopping season in full swing even though we are experiencing a difficult time across all industry sectors there is one business that is surpassing even the mighty retail giants in full Christmas swing when it comes to growth, sadly though for many victims the particular industry in question is identity theft.

So how do you combat the risks of having your identity stolen? This is not just people copying your clothes and hairstyle, they want a quick and easy way to profit from your financial and business data, your NHS number, your Passport details, your bank account and savings information, even your pension plan.

Do you know how easy it is to get a copy of your own or somebody else’s birth certificate? TOO easy!!! Do you routinely shred your bank and credit card statements after processing them?

Applying a little common sense can go a long way with a little change in your thought processes. For example the next time you receive one of those annoying “you’ve been pre approved” credit card offers, before you throw it straight in the bin ask yourself why you are happy to give the chance to a complete stranger to obtain your (all but your signature) completed form. That’s surely asking for trouble.

If you bank online and don’t consider any of the above a risk then, you still need to consider your internet usage habits. We have all been educated to not use the same passwords and serial numbers for all our accounts and transaction, but living in the real world we all struggle to remember numerous password and user combinations and tend to use the same one leaving ourselves wide open.

Un-shredded paperwork and internet activity is not the only way an unscrupulous operator will get hold of your information though. With so much information being held on computer hard drives, pen drives and mobile phones sometimes these are areas of easy pickings for the Identity thief or even random opportunist.

You need to take sensible precaution when disposing of old or unused computers and laptops (or hard drives). Selling them on one of the many auction sites may earn yourself a little extra pocket money, but are you aware that even if you have formatted the drive you have just given away all your personal data. Hard drive recovery experts are only limited to professional companies, the criminal element have access to this capability as well.

Many people are unaware of the availability of hard drive shredding or secure data disposal services that reputable companies offer. Drives can be literally shredded into tiny pieces or if you are a firm believer in recycling you can arrange for your drive to be securely wiped and certified and the certain components can be used for repair or failed drive re-builds.

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