Credit Card Home Business: Watch Out!

by David Gates

The number of home business opportunities (aka scams) that were bombarded with today is astoundingespecially given the state of our economy. Unfortunately, I became a victim to one myself since I lost my job several months ago and was feeling the pressure of not having a regular paycheck. Ive since decided to investigate the legitimacy of these jobs as theyre listed on so many job listings.

Most jobs that can be performed at home involved data entry to taking orders through your home phone line for other companies. The opportunity looks great, promises lots of money, and many even back up their claims with a guarantee. Thats what convinced me; if I wasnt satisfied Id simply get my money back.

I looked at several listings. I wanted to find one where I was actually an employee and had real tasks to perform. I didnt want the type where I was sold software or instructions on how to make money at home. I thought it would be simple.

The one I chose had the aforementioned guarantee plus I was one of the first several callers so I received a special discount (or so I thought). What I really got was not at all what Id been promised. I knew Id been scammed as soon as I give my information (including my credit card account information). I shouldve known better.

My job was to promote credit cards. I was to get their name on hundreds of search engines and others sites like \”FaceBook\”. I had not been told that a condition of being paid included my having to apply for several credit cards. On top of that, I also had to be applied by them to get my $20 pay from my employer. Then, I was told that another requirement was that I had to make $500 first or I couldnt get the $20 per credit card.

There was also another excuse for why I couldnt yet get paid. I couldnt reach anyone at the company in person. I could only go through email where I usually got a preprogrammed response. It was impossible to get any real answers.

I repeatedly requested a refund to no avail and finally tried to call the number that was on my credit card bill. It was based in Australia and the voicemail requested to leave a message and someone would get back to me. This never happened as well. I ended up filing a fraud complaint with my credit card company and currently await a credit to my account.

Im a college graduate. Im embarrassed to have fallen for this scam. I know being desperate for a paycheck is stressful though and I was in a place where I was susceptible to the lure of easy money. I am ready and willing to work hard, I just couldnt do that through opportunities like this that are based on deception. I really want others to realize that a job probably isnt legitimate if the promises are too good to be true; research carefully before you take a chance on a work-at-home business.

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