Posted on November 11th, 2008 by Terry Stanfield
Long term care is a reality of growing old. As we get older, the possibility of needing someone to help us take care of ourselves is going to increase. Things could turn out for the best and you may not need long-term care, or they could turn out for the worst and you could need ongoing, long-term care. There is no way to predict what will happen in the future, but there is a way to plan for it.
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Filed under: Blogging
Posted on November 11th, 2008 by Todd Martin
Are you sure that your child is in safe hands? Are you confident that your little one is not the victim of his nanny’s man-handling? It is time to evaluate the faith you bestowed upon your nanny with a nanny cam. Your child’s protection must be in your hands. It is your duty to save-guard your baby from any external or psychological injuries. But unfortunately, today’s parents cannot spare the time required to bring up a child. Therefore who is going to sit in the house to see their little ones grow?
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Filed under: Home Based Business
Posted on November 11th, 2008 by Terry Stanfield
Nothing in our lives is static, least of all our own ability to care for ourselves. Eventually, as we age, the need to have a long-term care solution becomes increasingly important. However, long-term care insurance does not have to only apply to the elderly. Christopher Reeve, who was paralyzed at the age of 42, required nine years of long-term care. As a result, the need for long-term care insurance is incredibly important and individuals need to start looking to purchase long-term care insurance immediately.
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Filed under: Blogging
Posted on November 11th, 2008 by Terry Stanfield
There is often a degree of confusion when individuals are dealing with long-term care (LTC) insurance and long-term disability coverage for obvious reasons. The average consumer can be forgiven for confusing the two forms of insurance, but it is important the difference is known to ensure that you do not get something which may not apply to what your long-term needs are.
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Posted on November 11th, 2008 by Terry Stanfield
We do not live in a perfect world and the risk of fraud exists. It may be a fraud through a company offering you products, or it may be fraud through con artists, but the sad truth is it exists. Long-term care insurance is not exempt from the risk of fraud, and there are those out there who will try and benefit off your misfortune and leave you with nothing. One of the important things you can learn from the mistakes of others is how to avoid being a victim of insurance fraud.
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Filed under: Blogging
Posted on November 11th, 2008 by Isabel Reyes
Most of us are not terribly efficient most of the time. Even when we get things done that need to get done we take forever to do them and constantly get sidetracked. Building lists is a simple way to start getting better organized. Lists can be a powerful tool in helping you decide not only what needs to be done but in which priority.
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Filed under: List Building
Posted on November 11th, 2008 by Terry Stanfield
As the title of this says, the belief that you cannot afford long-term care insurance is nothing more than a myth. The truth of the matter is that everyone can afford long-term care insurance, and everyone who is interested in retirement planning should. The premiums are not high when they are compared with the long-term care cost that families, or the individual, will have to incur over the course of the long-term care life.
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Filed under: Blogging
Posted on November 11th, 2008 by Terry Stanfield
When tax season comes, all anyone seems to talk about is deductions. Not surprisingly, one of the most common questions about long-term care insurance premiums is “Can I deduct them?”
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Filed under: Blogging
Posted on November 11th, 2008 by Terry Stanfield
Long term insurance coverage is part of a plan leading to a financially stable and safe future in case of a long term care event. However, if you do not have any provisions in place, then you should begin to look into LTC insurance to help make your life, and the lives of your family, more secure.
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Filed under: Blogging
Posted on November 11th, 2008 by Terry Stanfield
In the many different discussions about the importance of long-term care insurance costs, there is often very little discussion about how much it will cost an individual. For many, the long-term care insurance cost is immaterial when compared to the benefits it can bring to an individual who is in need of long-term care.
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Filed under: Blogging