{"id":5398,"date":"2008-09-23T13:04:31","date_gmt":"2008-09-23T18:04:31","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/09\/23\/its-your-money-simple-ways-to-keep-more-of-it\/"},"modified":"2008-09-23T13:04:31","modified_gmt":"2008-09-23T18:04:31","slug":"its-your-money-simple-ways-to-keep-more-of-it","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=5398","title":{"rendered":"It’s Your Money – Simple Ways To Keep More of It"},"content":{"rendered":"
by Stephanie Moore<\/div>\n

It’s tough to have a good time if you constantly end up finding yourself playing financial catch-up.
\nBut there are ways you can easily improve your money affairs and still have a great time. Along with the bonus of lowering those stress levels that can affect the quality of your sleep and overall health .
\nWith just a little discipline and ingenuity, within a short period of time, you will be able shave thousands of dollars off of your everyday expenses.<\/p>\n

Ideas to Consider:<\/p>\n

Transportation<\/p>\n

Don’t purchase an automobile less than two years old. The value of new cars depreciate as soon as you drive them off the lot.
\nIf possible, pay off one car before you finance a second vehicle.<\/p>\n

Do not buy on impulse. Shop around, read reports and choose a reliable vehicle with a good resale value.
\nOnly get a vehicle you really need. Do you really need that $40,000 truck for just a few trips to the hardware store when you can often rent a truck for $20 per hour.<\/p>\n

Figure out all of your expenses before purchasing a vehicle. Down payment, monthly payments, insurance, gas, oil, tune ups,and the necessary garage visits to keep up the manufacturers warranty.
\nRather than take your aging car on a long road trip, consider renting one. It will save ware and tear on your day-to-day vehicle and if trouble should happen, you’ll have a backup car available from the rental company.<\/p>\n

Shop around for the best Insurance rates.
\nConsider increasing your deductible to have a smaller monthly payment.
\nDo you really need full coverage for that older vehicle?
\nAsk if your insurance company offers lower rates if you pay in advance. <\/p>\n

Shop around for fuel prices.
\nUse public transportation whenever possible.
\nSave money and time by combining your shopping trips, and don’t schedule them during busy traffic times.<\/p>\n

Walk, or bike to where you need to go.
\nRide share.
\nKeep your car tuned.<\/p>\n

Restaurants<\/p>\n

Limit how often you eat out.
\nUse coupons when available or eat out at lunch instead of the higher priced dinner hours.<\/p>\n

Find a locally owned restaurant with specials.
\nSplit a meal.
\nOrder only what you want.
\nDon’t go out to eat when you’re very hungry. You will end up spending more money.<\/p>\n

Home Savings<\/p>\n

Winterize \/ summerize your home to help prevent heat loss\/gain.
\nKeep your heating thermostat no higher than 65F in the winter and the air conditioner to no lower than 75F in the summer.
\nTake short showers.
\nUse cold water when washing your clothes whenever possible.<\/p>\n

Close all the doors to rooms not being used. Close the heating\/ air conditioner vents in those rooms.
\nUse your grill in the summer and oven in the winter.
\nInstall water saving devices in your yard and home.
\nPlant your yard with native plants. Generally, they will require much less water and attention.
\nGet some exercise and sweep your walks and driveway, instead of using a water hose or an electric blower.<\/p>\n

Entertainment<\/p>\n

How many cable channels do you really need? Why pay for channels you’ll never watch? Try out Net Flicks and rent movies instead of rushing out to see the newest release.
\nGo to the movies during the lower priced matinee hours
\nGo for a walk, hike or a picnic. Enjoy life’s simple pleasures.
\nInstead of subscribing to a magazine, read it at your local library or on the internet.<\/p>\n

Buy used books.
\nRent certain items instead of buying them. For example, recreational equipment can be rented for much less than it would cost to buy and insure them, and you will not have to pay for, or worry about storing them.<\/p>\n

Clothing<\/p>\n

Don’t spend extravagant amounts on a trendy items that will rapidly go out of style.
\nWait for items to go on sale.
\nShop for quality. It is better to have fewer clothes that you really like and look good in, than a wardrobe full of stuff you’ll lose interest in.<\/p>\n

Buy in quantity, the basics if you find a good deal, such as on socks.
\nYou can pick up great bargains at the end of the season specials.
\nBuy clothing that is easy to care for, check the labels.
\nDon’t shop on impulse or emotional reasons. <\/p>\n

Shopping with credit<\/a> cards is an expensive entertainment.
\nBargain shop and compare prices, check out consignment stores, thrift stores, garage sales and online.<\/p>\n

These money saving ideas are not going to cramp your style that much, but they are just little things you can do which will add up to substantial savings throughout the year.<\/p>\n

\n
About the Author:<\/div>\n
Before you apply for a quick payday advance be sure to read our free reports by Stephanie Moore on the ins and outs of getting<\/a>, a payday advance<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

It’s tough to have a good time if you constantly end up finding yourself playing financial catch-up.
\nBut there are ways you can easily improve your money affairs and still have a great time. Along with the bonus of lowering those stress levels that can affect the quality of your sleep and overall health .
\nWith just a little discipline and ingenuity, within a short period of time, you will be able shave thousands of dollars off of your everyday expenses.<\/p>\n","protected":false},"author":2006,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-5398","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/5398","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/2006"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5398"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/5398\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5398"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5398"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5398"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}