{"id":4805,"date":"2008-09-13T02:36:41","date_gmt":"2008-09-13T07:36:41","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/09\/13\/beginners-guide-to-submitting-an-insurance-claim\/"},"modified":"2008-09-13T02:36:41","modified_gmt":"2008-09-13T07:36:41","slug":"beginners-guide-to-submitting-an-insurance-claim","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=4805","title":{"rendered":"Beginners Guide To Submitting An Insurance Claim"},"content":{"rendered":"<div style='italic;' class='uawbyline'>by Susan Tanner<\/div>\n<p>First of all let me congratulate you on never having to submit and insurance claim before.  You are not missing out on a whole lot.  Your day will come though when out of nowhere disaster strikes and you find yourself filing your first claim.  The information listed below should be able to help you through that grueling process.<\/p>\n<p>To back up a step, there is one essential step you must take before you ever get to the point of submitting a car insurance claim.  Itas of key importance to first get a cheap car insurance quote and to buy the insurance policy (preferably a cheap car insurance policy).<\/p>\n<p>So, with your new policy in your glove compartment, and your insurance companies card with your insurance agents name on it in your wallet you head out on the wide open road.  Of course you are driving carefully right?  Wouldnat want to cause an accident and have your premiums go up.<\/p>\n<p>You are driving along, happy with your new car and new, cheap insurance policy when all of the sudden you are hit by a car.  First thing you want to do is get out and start shouting, because this idiot just hit your new car, but you remember what your insurance agent told you when you got the policya..call the police.  The other person is screaming at you to not call the police, you calmly do it anyway.  Just like your insurance agent probably told you, it is a lot easier for the claims department if you have a police report.<\/p>\n<p>Say the accident was your fault and you slammed into someone elses new car with your beat up beauty.  Of course you didnat mean to, and boy wouldnat it be nice if we just went our separate ways, it doesnat look that bad right?  I doubt the other person feels the same and the cops are on their way.<\/p>\n<p>Once the police are on the scene, follow their lead.  If one or both of the cars need to be towed or moved out of the roadway, the cops will help you figure things out.  Provide the police officers with whatever information they require, which is likely to include a look at your driveras license and proof of insurance.<\/p>\n<p>So after what seems like forever you are released to go home.  Truthfully you probably donat want to <a href=\"http:\/\/www.datingtorelating.com\" class=\"kblinker\" target=\"_blank\" title=\"More about Talk &raquo;\">talk<\/a> to anyone else at this point but trust me, this needs to get done immediately.  Drag out your policy and make the call. Pop some popcorn and grab a drink because this might take a while.  Be sure to have a pen and paper ready.<\/p>\n<p>Eventually, a customer service representative will come on the line.  Fill this person in on every detail of the accident, however mundane.  They will probably ask you to mail them a copy of the police report.  The representative will guide you through the whole claimas process, and can explain how the coverage you selected when you set up the policy will work.  They can help you set up an appointment with an adjuster to assess the damage and with a body shop for repairs.  Soon enough, you will have made it though your first claim and will be back on the road.<\/p>\n<div class='uawresource'>\n<div style='italic;' class='uawabout'>About the Author:<\/div>\n<div class='uawlinks'>To find out exactly how I got <a href=\"http:\/\/www.1carinsurance.org\/\">car insurance online<\/a>, visit my website about <a href=\"http:\/\/www.1carinsurance.org\">auto insurance<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>First of all let me congratulate you on never having to submit and insurance claim before.  You are not missing out on a whole lot.  Your day will come though when out of nowhere disaster strikes and you find yourself filing your first claim.  The information listed below should be able to help you through that grueling process.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-4805","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4805"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4805\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}