{"id":4512,"date":"2008-09-06T05:40:50","date_gmt":"2008-09-06T10:40:50","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/09\/06\/credit-card-shopping-rewards-cards-can-be-fun-and-profitable\/"},"modified":"2008-09-06T05:40:50","modified_gmt":"2008-09-06T10:40:50","slug":"credit-card-shopping-rewards-cards-can-be-fun-and-profitable","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=4512","title":{"rendered":"Credit Card Shopping: Rewards Cards Can Be Fun and Profitable"},"content":{"rendered":"
by Michelle Lefeaux<\/div>\n

Credit<\/a> card rewards have been increasing and morphing in hundreds of different directions ever since the advent of the Cash Back Credit Card from Discover. Whether it is air travel you are after or cash back on purchases, exotic vacations or cheap theater tickets, there is a reward credit card that can help you get what you want faster.<\/p>\n

If you<\/i> want to take advantage of a credit card that offers rewards, here are a few tips that you should remember:<\/p>\n

* Do you pay the entire balance on your credit card every month?<\/b> If you don’t, then a reward card might not be right for you. If you maintain a balance on your credit card the interest that you pay each month may exceed the value of any rewards you might accrue. You should either get into the habit of paying the entire balance every month, or look instead for a low interest credit card to save money.<\/p>\n

* Make sure you know the currency.<\/b> In this case the currency that you’re dealing in is mileage points or points awarded for each dollar of credit card purchases. The number of points required for a reward vary from card to card, so make sure you shop for the card that will get you to the reward that you want the fastest.<\/p>\n

* Check to see if points expire.<\/b> While airlines have begun to offer their customers points that never expire, some credit cards still give you points that are use-it or lose-it. It may take you a long time to qualify for some of the higher point valued awards, so look for a card that offers points that don’t expire.<\/p>\n

* Know which purchases give you the biggest reward for the buck.<\/b> Some purchases will net you more points than others, and some purchases might not net you any points at all. Many airline rewards cards offer point bonuses for purchases of air travel. Some American Express cards offer double points for purchases of gas and groceries. Make sure you understand the credit card agreement and pick one that will maximize your receipt of points given your spending habits.<\/p>\n

* Pay your bills – with your rewards credit card.<\/b> This is one fast way to acquire points fast. Many household bills can be paid with your credit card, and you can receive points back. Gas, heating oil, cable, groceries – the list goes on, but you get the idea. See how many of your household bills you can pay with your credit card. You can always immediately write<\/a> a check for the same amount and mail it to your credit card company to cover the bill.<\/p>\n

* Maximize sign-up bonuses.<\/b> Many reward cards will offer bonus points just for signing up, or for the first purchase with your new card. Try to choose a card that offers the most up-front points – often they can get you half-way to your first reward.<\/p>\n

With my big family, paying household bills allows me to qualify for credit card rewards once every two or three months. This is huge, because I go for air travel, and credit card awards afford me the opportunity to travel at times when I wouldn’t if I had to purchase a ticket. For me, that’s worth more than the money. Try it – optimize your rewards credit cards, use them whenever you can, and it’ll work for you too.<\/p>\n

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About the Author:<\/div>\n
Credit card shopping<\/a> on-line is the easiest and most comfortable way to assure that you get the right credit cards. Please browse our site to shop for the best Rewards Credit Card<\/a> for you.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Credit card rewards have been increasing and morphing in hundreds of different directions ever since the advent of the Cash Back Credit Card from Discover. Whether it is air travel you are after or cash back on purchases, exotic vacations or cheap theater tickets, there is a reward credit card that can help you get what you want faster.<\/p>\n","protected":false},"author":1973,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-4512","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4512","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1973"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4512"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4512\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4512"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4512"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4512"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}