{"id":4450,"date":"2008-09-05T02:55:52","date_gmt":"2008-09-05T07:55:52","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/09\/05\/some-very-practical-credit-card-debt-advice\/"},"modified":"2008-09-05T02:55:52","modified_gmt":"2008-09-05T07:55:52","slug":"some-very-practical-credit-card-debt-advice","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=4450","title":{"rendered":"Some Very Practical Credit Card Debt Advice"},"content":{"rendered":"
by William Blake<\/div>\n

Regardless of what the news<\/a> may tell you and leading economists may say credit<\/a> in and of itself is not evil. It is the running up of credit you cannot afford to pay that gets you in trouble and this is also the kind of credit problems that the country experiences too. A deficit is when the country spends more than it has coming in and then has to extend its credit with banks in order to pay the bills. That is an extremely simplified explanation but the point is that you are not alone and everyone could use some good credit card debt advice.<\/p>\n

Unfortunately, getting credit card debt advice that is beneficial in real world situations is not easy since many people who offer such advice have rather fanatical ideas. Anyone who suggests that people should not have or use credit cards at all simply is not being realistic. Consider the following tips that are designed to be useful in the real world.<\/p>\n

Try And Stick With One<\/p>\n

Some of the absolute best advice available related to credit card debt is to join a credit union if you have not done so already. Then, request a credit card from them that has a moderately sized credit limit.<\/p>\n

The credit limit on your credit card will not be raised by a credit union unless they first contact you to give you notice of the increase. Using cash to make purchases, however, is always preferable to raising your credit limit. Credit unions also tend to charge interest rates of ten percent or sometimes even less on credit card accounts. You can expect that this rate will remain stable instead of getting higher and higher.<\/p>\n

Emergency Back Up<\/p>\n

The idea of buying something now and paying for it later is simply too tempting; everyone will make some kind of foolish purchase on their credit card at least once. It is important, though, that you do not allow this to become a habit. Keep your credit card to be used as an emergency back up plan, not the first line of attack. <\/p>\n

It gets tempting and every once in a while everyone gives in to the temptation and that is okay as long as you can afford it. But try and keep it under control and only use your credit as a back up if you can.<\/p>\n

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About the Author:<\/div>\n
Would you like to find some extra money to help pay off your credit card bills this month? Visit the Debt Reduction Academy website, where you can sign up to receive your free 5 day mini course “Operation Money-Find: How To Find Money To Start Paying Off Your Debt This Month”. Go get your copy now at http:\/\/www.debtreductionacademy.com\/minicourse.php<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Regardless of what the news may tell you and leading economists may say credit in and of itself is not evil. It is the running up of credit you cannot afford to pay that gets you in trouble and this is also the kind of credit problems that the country experiences too. A deficit is when the country spends more than it has coming in and then has to extend its credit with banks in order to pay the bills. That is an extremely simplified explanation but the point is that you are not alone and everyone could use some good credit card debt advice.<\/p>\n","protected":false},"author":540,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[86],"class_list":["post-4450","post","type-post","status-publish","format-standard","hentry","category-management","tag-management"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4450","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/540"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4450"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4450\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4450"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4450"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4450"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}