{"id":4176,"date":"2008-08-28T17:58:56","date_gmt":"2008-08-28T22:58:56","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/08\/28\/do-you-want-a-dental-plan-or-dental-insurance\/"},"modified":"2008-08-28T17:58:56","modified_gmt":"2008-08-28T22:58:56","slug":"do-you-want-a-dental-plan-or-dental-insurance","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=4176","title":{"rendered":"Do You Want A Dental Plan Or Dental Insurance?"},"content":{"rendered":"<div style='italic;' class='uawbyline'>by Fariba Zargar<\/div>\n<p>All dental plans are NOT created equally. Three of the most popular types of dental plans are individual plans, family plans, and senior plans. Discount dental plans are an ideal solution for anyone looking to save money while improving their oral health.  A few dental plans are highly competitive and provide excellent dental discounts on a wide variety of dental services.<\/p>\n<p>The increasing percentage of Americans without dental coverage combined with the rising expense of today&#8217;s dentistry is why more consumers are opting for Reduced Fee for Service or Discount Dental Plans. For many Americans, discount dental plans are a perfect form of dental coverage when coverage is not available through their work.  While some dental plans are raising the annual maximums, many plans have not increased maximums at all. Discount dental plans are an affordable and easy-to-use alternative to dental insurance without sacrificing quality of care.<\/p>\n<p>Despite popular belief, dental plans are completely different from dental insurance. Unlike most indemnity-based dental insurance, discount dental plans have no yearly limits, no health restrictions and no lengthy paperwork. Discount dental plans are seemly becoming more commonplace as shoppers seek to aggressively take control of their finances without delaying their oral health care.  While dental plans may not be competing with dental insurance, they are the optimal solution to fill the gap of families who don&#8217;t have dental insurance plans.<\/p>\n<p>Most of these plans provide a price list or fee schedule with the discounted dental fees and\/or costs listed either on their web site or in membership materials to ensure consumers receive the savings they were promised. Discount plans activate anywhere from the same day one enrolls to five business days later. In some cases you can enroll using a Secure Online Enrollment Form, print your online Membership Card immediately, then make your dental appointment and receive service all within the same day. That could be a major advantage over dental insurance when you are faced with an emergency.<\/p>\n<p>There can be literally a dozen or more dentalplans in your area for you to choose from, each one with their own group of participating dentists, premiums, fee schedules and restrictions.  When you make your selection from the variety of discount dental plans and dentists available, you are entitled to receive valuable savings on most dental services when you visit a participating dentists&#8217; office for your dental procedure. Be aware that dental-discount plans are not regulated by state insurance departments but that doesn&#8217;t mean these plans aren&#8217;t legitimate. Still, you should take precautions when buying one.<\/p>\n<p>The big advantage is that dental plans offer affordable memberships and are the most widely available dental programs for individuals and families. Be sure you know what services the plan does and doesn&#8217;t cover before you enroll.<\/p>\n<p>Choosing a quality supplemental dental plan can be a difficult task, but it is an important one. One thing is for sure, quality service is not comprised because it&#8217;s a win-win scenario for dentists and specialists.<\/p>\n<div class='uawresource'>\n<div style='italic;' class='uawabout'>About the Author:<\/div>\n<div class='uawlinks'>Would you like to <a href=\"http:\/\/www.LibertyDentalPlan.com\/ca\">compare dental insurance plans?<\/a> Take a look at Fariba Zargar&#8217;s website for some <a href=\"http:\/\/www.LibertyDentalPlan.com\/ca\">comparisons of the best dental plans.<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>All dental plans are NOT created equally. Three of the most popular types of dental plans are individual plans, family plans, and senior plans. Discount dental plans are an ideal solution for anyone looking to save money while improving their oral health.  A few dental plans are highly competitive and provide excellent dental discounts on a wide variety of dental services.<\/p>\n","protected":false},"author":1793,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-4176","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1793"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4176"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4176\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4176"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4176"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}