{"id":4000,"date":"2008-08-26T21:29:14","date_gmt":"2008-08-27T02:29:14","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/08\/26\/save-more-by-getting-better-auto-insurance-quotes\/"},"modified":"2008-08-26T21:29:14","modified_gmt":"2008-08-27T02:29:14","slug":"save-more-by-getting-better-auto-insurance-quotes","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=4000","title":{"rendered":"Save More By Getting Better Auto Insurance Quotes"},"content":{"rendered":"<div style='italic;' class='uawbyline'>by Susan Tanner<\/div>\n<p>The cost of driving an automobile in California can be prohibitive without a cheap auto insurance quote, and, in a recession, finding a better way to get a car insurance quote can be one of the best things one can do to save money.<\/p>\n<p>While it may seem a bit simplistic, the easiest and most important way to ensure that one is getting best deal possible on car insurance is to comparison shop before making the policy purchase. Some people simply renew their insurance every six months without shopping around to see if a better deal is possible. Some simply call the first insurer for which they see an advertisement. Careful research of the available options really can help to find a cheaper car insurance quote.<\/p>\n<p>Of course, cost is not the only consideration in getting the best available insurance package. The prospective insurer&#8217;s good reputation is important as well. Ask around for agency references, call the Better Business Bureau, and read online evaluations of several insurers before even starting to call agencies for information.<\/p>\n<p>Another way to obtain more cost-effective car insurance is to be organized from the start. Before searching for quotes, put all of your driving information (the make, model, and year of your car; your address; a brief summary of the accidents or tickets you&#8217;ve had in the past 10 years; and any special safety features that your car has on it) down in an easy-to-read format, and have it with you while researching or speaking with insurance agents.<\/p>\n<p>While it&#8217;s certainly true that you&#8217;ll know some of this information (such as your address) off the top of your head, it&#8217;s still a good idea to have it all written down and in front of you when speaking with a variety of insurance agents, so that you don&#8217;t forget anything; the information can act as a checklist of things to be sure to mention when on the phone or meeting with an agent. Giving the same information to each agent will help to ensure that you get truly comparable quotes.<\/p>\n<p>Another clever money-saving trick to master when learning How to get cheap car insurance can come from discounts and promotions. Some insurance packages reduce your cost by covering you only on weekdays, for example, and if you only use your car to drive to and from work, this is a tremendous advantage  always ask the suppliers if there are any special discounts or promotions available.<\/p>\n<p>Other commonly discardable coverage options include towing services, glass, and collision.  If you belong to an auto club or an incentive  towing service program from your car&#8217;s dealership, for example, remembering to tell the agent to delete tow coverage can reduce cost of your policy by quite a lot. In general, if you don&#8217;t have to have it, delete it &#8211; and save!<\/p>\n<p>Lastly (it can&#8217;t be overstated how important this is) get quotes in writing before making decisions! Otherwise you may end up choosing one supplier based on a price you expect to receive, only to see extra terms and conditions on the final forms. Quotes can also differ in their fine print terms and conditions, so be sure to compare details before making your selection. There&#8217;s nothing wrong with getting quotes over the phone or by visiting various offices, but before you actually compare those quotes and make your choice, be sure you&#8217;ve got them in writing.<\/p>\n<p>These tips will assist you in obtaining a better and more cost-effective car insurance quote. During this rough economic period, saving on your car insurance can help substantially when it comes to being able to afford the essentials of life. And, if you save enough on your auto insurance policy, you might even be able to afford the gasoline to actually drive your car!<\/p>\n<div class='uawresource'>\n<div style='italic;' class='uawabout'>About the Author:<\/div>\n<div class='uawlinks'>To find out exactly how I got <a href=\"http:\/\/www.1carinsurance.org\/\">car insurance<\/a>, visit my website about <a href=\"http:\/\/www.1carinsurance.org\">auto insurance quotes online<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The cost of driving an automobile in California can be prohibitive without a cheap auto insurance quote, and, in a recession, finding a better way to get a car insurance quote can be one of the best things one can do to save money.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-4000","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4000"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/4000\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}