{"id":2626,"date":"2008-07-30T07:49:41","date_gmt":"2008-07-30T12:49:41","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/07\/30\/what-is-a-prepaid-credit-card\/"},"modified":"2008-07-30T07:49:41","modified_gmt":"2008-07-30T12:49:41","slug":"what-is-a-prepaid-credit-card","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=2626","title":{"rendered":"What is a Prepaid Credit Card"},"content":{"rendered":"<div style='italic;' class='uawbyline'>by Brian Boyd<\/div>\n<p>What can be very frustrating to those who have had <a href=\"http:\/\/www.meyouworld.net\/EG\/tag\/Credit_Cards.html\" class=\"kblinker\" target=\"_blank\" title=\"More about Credit &raquo;\">credit<\/a> problems in the past is that there are a lot of things that they can not do because they do not have access to credit cards. They may not be able to get one at all, or they may be offered one with a ridiculously high interest rate that no one should have to pay. In many cases, that leads to even more problems with credit and debt. Today, there are options of which many are not aware. One new thing that is becoming very popular with both those with good credit and bad are prepaid credit cards.<\/p>\n<p>What is great about prepaid credit cards is that you don?t have to have any type of credit to get one. All you have to have is money to put on the card. There are limits and minimums on the amounts on some of these prepaid credit cards, but that is not always the case. Some you can get online, and others you can get with cash at some retailers. You will have to pay some fees, of course, but if you really want a credit card, and you can not get one elsewhere, this is definitely the way to go.<\/p>\n<p>Prepaid credit cards can open up a whole new world for those that don?t have the credit to get one issued through a bank. They can use them to shop online, and they can also use them for things like reserving hotel rooms and buying concert tickets through online sites. Those are all things that require a credit or debit card to accomplish. They can also feel the security that cards can offer. That means they don?t have to carry large amounts of cash with them when they go on vacation or anywhere else away from home.<\/p>\n<p>Those who have credit histories which are less than perfect also gain some protection for their credit rating by using prepaid credit cards. Unlike a traditional credit card, which lets you spend more than you can afford to repay (and it is very easy to do so), a prepaid credit card only allows you to spend what you have put on the card. This is a great way to protect your credit rating while you seek to repair your credit rating. Students, both ones in high school as well as college students can use these cards as a way to make their necessary purchases which can only be made by credit card while teaching them to manage their own money and gives them a valuable education on using their own credit cards.<\/p>\n<div class='uawresource'>\n<div style='italic;' class='uawabout'>About the Author:<\/div>\n<div class='uawlinks'>Do not let less than perfect Credit ruin your day. The easiest to re-establish your credit is with a <a href=\"http:\/\/beyondcreditnow.com\/prepaid-credit-card.php\">prepaid credit card<\/a>. Also educate your children the importance of good credit with a <a href=\"http:\/\/beyondcreditnow.com\/prepaid-credit-cards-for-children.php\">Prepaid Credit Cards for Children<\/a>.<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>What can be very frustrating to those who have had credit problems in the past is that there are a lot of things that they can not do because they do not have access to credit cards. They may not be able to get one at all, or they may be offered one with a ridiculously high interest rate that no one should have to pay. In many cases, that leads to even more problems with credit and debt. Today, there are options of which many are not aware. One new thing that is becoming very popular with both those with good credit and bad are prepaid credit cards.<\/p>\n","protected":false},"author":1211,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-2626","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2626","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1211"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2626"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2626\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2626"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2626"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}