{"id":2045,"date":"2008-07-19T05:12:03","date_gmt":"2008-07-19T10:12:03","guid":{"rendered":"http:\/\/magic1host.com\/blog\/2008\/07\/19\/with-so-many-pitfalls-why-car-insurance\/"},"modified":"2008-07-19T05:12:03","modified_gmt":"2008-07-19T10:12:03","slug":"with-so-many-pitfalls-why-car-insurance","status":"publish","type":"post","link":"https:\/\/magic1host.com\/blog\/?p=2045","title":{"rendered":"With So Many Pitfalls, Why Car Insurance?"},"content":{"rendered":"
by Susan Tanner<\/div>\n

As a licensed motorist in my state I am required to obtain and pay for car insurance on a regular basis. I suppose the payment for such services is the first of the pitfalls of car insurance. As you may have already experienced, car insurance can be quite expensive. Believe me, with the accidents my children have had, I know.<\/p>\n

Providing your personal information to the insurance company is another. When you start getting multiple offers through the mail and on the phone, you realize your information has been sold; it’s an irritating downside of any company that practices this.<\/p>\n

If you’re a good driver and have never had an accident, you might expect some benefit, right? It doesn’t happen. Problem #3: Everybody continues to pay for insurance even if they’ve been driving for 30 or 40 years without a claim. It really isn’t fair, but probably won’t change.<\/p>\n

Even though the accidents of the not-so-good drivers do require payouts by the insurance providers, does it really add up to the profits that are earned from the safe drivers? I doubt that the company’s profits are affected or they wouldn’t continue to be in business.<\/p>\n

Having a policeman or insurance company determine you were at fault is also a problem since it’s not always true. Only the people involved in an accident really know what happened. If you’re unfortunate enough to have the other driver lie about it, it could raise your rates and cost you in higher premiums for many years.<\/p>\n

One other small pitfall is dealing with the agent. They will be calling you to solicit more insurance, better coverage, other policies. Some of them will even offer money for names of your friends and family, so they can solicit them into new policies as well.<\/p>\n

If you’re unfortunate enough to be in an accident (or perhaps you’re just pulled over for speeding or rolling through a stop sign), you’re always asked for the insurance card. If you’re like most of us, you’re digging through the piles of paper and junk that’s stuffed in your glove compartment just to find it. If you happen to have an impatient officer, the delay may result in a ticket rather than a warning. What’s meant to be a good thing (the insurance card) can often become yet another problem of insurance.<\/p>\n

Finally, the uninsured motorist: probably the biggest problem of all in the insurance business. It’s impossible to know who he is until he’s the one you’re in an accident with. There may be reasons why he doesn’t have insurance (maybe he simply can’t afford it with all the increased costs of goods these days), but the fact is it’s the law. Unfortunately, if you have a deductible or damages to pay for, you’ll probably be the one having to pay for them.<\/p>\n

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About the Author:<\/div>\n
To find out exactly how I got car insurance online<\/a>, visit my website about auto insurance<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

As a licensed motorist in my state I am required to obtain and pay for car insurance on a regular basis. I suppose the payment for such services is the first of the pitfalls of car insurance. As you may have already experienced, car insurance can be quite expensive. Believe me, with the accidents my children have had, I know.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[77],"class_list":["post-2045","post","type-post","status-publish","format-standard","hentry","category-business","tag-business"],"_links":{"self":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2045"}],"version-history":[{"count":0,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2045\/revisions"}],"wp:attachment":[{"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/magic1host.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}