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My better half was up early answering emails from people interested in our business. We have an internet business that deals mostly in marketing software for doing business on the internet. You can start out with hardly any money compared to any other business, and have resale rights to thousands of dollars of software that is updated on a regular basis.

We make a lot of money selling the software and, especially with the affiliate opportunity. But were suppose to be up here not doing much of anything except, taking it easy. That?s ok, she loves to take care of everyone’s questions, and I can understand why. She tells me we just sponsored six more people into our business and, that’s real good news to wake up to.

Nothing about this business should surprise us anymore. It’s the best home based business we have seen, and believe me, we have been marketing on the web for awhile. It has changed our lifestyle and, not just with material possessions. We all know what we would like to buy in our life time, but we have the time and money to do what ever, when ever.

While Deb finishes up with taking care of business, I finish my coffee and head down to the lodge to get ice for the cooler. It’s a clear sunny day, and the rain has moved out, hardly a cloud in the sky, and the weather man says, high of eighty five. That?s perfect, cause were heading across the lake where the river comes in, and hang out by the falls.

In no time we have everything ready to go. We don’t have to go to far into the river, and we love this place, because hardly anyone goes there. All we have to do is tie off the boat, next to this big flat rock, a perfect place that gets us over to the shoreline and, then in no time we’re getting it done, making our way on this short trail to our favorite spot.

Where there in no time, and I can see the falls have a little more energy from all that rain. But even still, the current where we hangout out is easy to manage. There are these sandy bottom pools about three to four feet deep, with a rock ledge that you can sit on, and these pools are cool and clear. A perfect place to hangout on a hot August day.

We’re getting into the wine coolers and she can’t help but let out a yell, cause we just brought in 6 new people into our business. We can do this even away from home. We have a total of nineteen new people that want a piece of this amazing, home based business this month alone, and the software is making us good money as well.

We have gotten into a six figure income in just under two years. But The truth of the matter is, the people that have taught these skills to market on the internet are unbelievable. They pour their heart into making this business the best on the web. I understand it’s very easy to be skeptical with all the get rich schemes you hear about, but this a great internet business.

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Many people don’t have the time or skills to write and create ebooks to give away to their web site visitors. Giving away ebooks from your web site can easily increase traffic and sales. Why not create promotional ebooks for other people to use so they can promote their web site.

First, you will need to write and create your own ebook to give away to your visitors. If you don’t want to write one, you could ask permission to use another writers‘ articles or material. Be sure to include your text or banner at the beginning of the ebook.

Once your ebook is uploaded to your web site you can allow people to download it and give it away to their web site visitors. Your ad will continue to be spread all over the internet.

You can take this strategy one step further to make it even more powerful. Allow people to sign-up to get a version of the ebook with their own text or banner ad included in it.

With their own ad included in the ebook, they’ll work harder to promote it. That means your ad will be seen by even more people. It’s now a win/win situation for you and your visitors! —-

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As the housing market continues its decline, and as the availability of credit gets more expensive or vanishes altogether (even for individuals who are good credit risks), there has never been a better time to check your purse or wallet and make sure that you’re getting the best deals you possibly can with the credit cards that you are carrying. If you’re like me, you have several different credit cards and you’re pretty fond of the ones you have. You don’t overuse them, you pay the bill regularly, and you keep the balance at a manageable level, if not always at zero.

What I’ve just described is responsible use of credit cards, and millions of individuals enjoy the advantages and convenience of credit cards year in and year out, smooth sailing, using the flexibility that they offer to ease financial transactions every day. Here’s the problem: this is just the type of behavior that the credit card issuing companies adore, because as you become lulled by the ease and convenience of these financial tools you also become less likely to shop and compare the deals that different credit card issuers offer, and you are less likely to discover that the deal that your credit card offers isn’t so great!

The credit card business is a very competitive one – there are hundreds if not thousands of credit card issuers all vying for your business. The result of this is that just about as many different incentives are offered to entice you to use a particular vendor’s product. Award points. Cash back. Low interest. Zero interest introductory offers. Low interest on balance transfer. Travel services. Roadside assistance services. The list goes on and on. You may be familiar with all of these services, but remember, they’re only offered because the business is so competitive. I’ll guess that it’s been a good long time since you’ve shopped those services to make sure that you’re getting the very best value that you can.

Shopping for credit cards could potentially save you a lot of money in fees and interest. You want to make sure that you find one that matches your spending and payment habits. Here are a few tips that you can use:

1) Understand the features of your credit cards. If you are able to pay your bill in full every month you do not have to worry about the interest rate offered and can instead focus on other features such as frequent flier points, cash rewards or other award points. If you’re not interested in any of these features, you should shop for a credit card that has a longer grace period – the period of time between when you purchase an item with your credit card and when interest begins to accrue.

2) Compare credit card costs and features frequently. Credit card interest rates and features fluctuate over time, and was a great deal when you signed up for your card several years ago might not be such a great deal now. When you shop you will most likely discover other credit card offers which are better suited to your individual needs than the solution you have in your purse or wallet. Check frequently, and if you find a better deal, take it. (They’ll give you incentive to do so such as zero interest balance transfer offers. These are excellent offers if you manage your account diligently.)

3) Know your rights when using credit cards. One of the beauties of credit cards is the added security they offer over cash. If your credit card is ever lost or stolen you will never have to pay more than fifty dollars of any charges made on the card. The Federal Truth in Lending Act guarantees this protection. If you are ever offered the chance to purchase “credit card insurance” – don’t bother. You don’t need it to cover anything over the initial $50 of unauthorized use.

4) If you have a problem with your credit card, file a complaint. If you ever find an error on your credit card bill, be certain to write the credit card company within 60 days of the date on the billing statement. Make sure your letter includes your name and account number, tell them that you believe that the bill contains an error, explain why, and give them the amount and date of the error. When paying your bill you don’t have to pay the entire thing, or even the entire minimum payment. You can pay all other parts of the bill but you do not have to pay the disputed amount, any minimum payments associated with it, or finance charges that apply to it. This protection is guaranteed through the federal Fair Credit Billing Act in the United States, and by similar legislation in other countries.

It’s important to understand your rights and the features available to you with credit cards, and it’s pretty easy. The major protections are backed by law, the same for all cards, and they don’t change over time. Shopping for credit cards is different though – it’s a task that you should do periodically, over and over. Once every six or twelve months spend some time reviewing the offers available online. Credit cards are easy and convenient to shop online, and you’ll save yourself a lot of money by doing it.

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These Reports are sold as information only. The contents of these reports were correct at time of publication. Purchase of these reports includes full reproduction rights and the right to resell this information in any manner desired. If You come across any information that is out-dated please let me know. I will be happy to send you the next edition free when published.

STOP PAYING REAL ESTATE TAXES FOR FOREVER. No more property tax, no school, sewer or other local civic taxes–avoid ALL these taxes by simply LIVING ON THE WATER in your own boat. The Chinese have been living aboard their boats for many generations so this is nothing new! You can buy a 40 foot houseboat with two 220 HP engines for a little as $11,000 on terms. Get more information by sending a SASE to: H.C WILSON, BOX 177, RIVERSIDE, NJ.08075.

GET AN EXCLUSIVE OFFICE WITH NO RENT. The way you do this is become a “Rental Manager.” Many office complexes have vacant spaces because there is no on-the-premises manager to show the space and answer questions. Find out which complexes are having vacancy problems and locate the owner. he will normally be glad to offer you an office if you answer calls, and show off the spaces to prospective clients.

GET $20,000 WORTH OF FREE FURNITURE. You can obtain free furniture and a lot of other merchandise by starting up a “freebie Newspaper.” What you do is contact store owners and merchants who normally advertise in regular local papers and offer to run their ads in exchange for free furniture, or other merchandise. True, you will be running their ad free but chances are you wouldn’t have to a paid ad for that space either. If you promote this right, you could grow into a large operation and go into PAID circulation before you know it. In the meantime, and for as long as you like, you can continue to receive FREE merchandise in exchange for advertising.

HOW TO BORROW MONEY INTEREST-FREE. There are a number of ways to borrow money interest-free if you take the time to operate the methods. However, one of the simplest ways is to borrow it from a bank which offers “overdraft protection.” You’ve seen these offers by banks which extend to you a loan for the amount you overdraw your checking account. By setting up two or more (and credit limits can go up to $5,000 each) you can write yourself a “loan” from one bank cover the loan with a deposit from another bank where you have overdraft checking, and then repeat the process every day or two covering each withdraw with another deposit, you will not be charged interest since it would take two or three days for the records to catch up–by the time, you’ve made another deposit which covered the original loan. Operated this way, you can keep the money interest-free for quite some time.

OWN YOUR OWN MILLION DOLLAR CORPORATION IN 4 WEEKS. Here again, it is helpful to form your corporation in Delaware. In this state the law allows you to assign any “par-value” to stock as you like–even though there are no assets to back your valuation. Thus, it is possible to assign a par value of $10,00 each to 100 shares of stock and list it in your book as “assets.” It’s strictly a paper poly but can be used in a number of situations to enhance your image among other prospective business partners. By appearing wealthy, you can swing many deals and make friends with people in higher positions of power. Try it.

GET NEW BUSINESS WHERE YOU VIRTUALLY CAN’T LOSE. The industry that produces more millionaires than any other is in SALES. There is one business where you can’t virtually can’t lose and it’s MAILORDER. A firm called Rexon Inc.,676 Kingsley Ave.,Orange Park, FL.32073 has recently begun offering distributorships and opportunities for its fine line of products. They furnish a beginning supply of material to get you started and, at this writing, guarantee your success by offering TEN TIMES your money back on the beginner’s sales kit. Although there is a nominal charge for the kit, they give enough free products to pay back that cost almost overnight. Thus, you can still get in on a profitable business for almost FREE.

HOW TO GET FREE TRAVEL. Still again, its is possible to appoint yourself as President of your non-profit organization and have the organization supply you with “free” vehicle with all expenses. If our organization is a church related corporation, you can tour Europe for free–to visit Church cathedrals as an example. A Church can raise money by “selling” charters, degrees, and other cheap paper for hundreds of dollars. Many non-profit organizations sell “degrees” and diplomas for upwards of $1500 each–and it’s all legal.

HOW TO MAKE MONEY WITH YOUR OWN AD SHEET. Usually ad sheets are started by the publisher cutting ads from other magazines and running his paste-ups with these “freebies”. The beginner then mails his ad sheet to those dealers and asks them to re-run their ads with him a “X” number of dollars per column inch. This is a risky beginning because many dealers will not buy additional ad space for one reason or another. DOMAR ENTERPRISES, Box 581, Laurel, MD.20810 has a method for starting ad sheets that is almost 100% risk free. They will send you a full page of all-profit ads (ones that pay 100% commission) and you run these ads over your name in your first edition of your ad sheet. As paid ads come in, you simply replace the 100% ads with the paid ads. Until you get paid ads, you continue making money whether you get paid advertisers or not. Moreover, THIS SAME COMPANY will actually design your master ad FREE if you will run their 3 x 6 ad in your first edition. Thus, you can make money off their ads, and get a professionally designed ad sheet free.

HOW TO RAISE $200,00 IN 24 HOURS. Many people have had opportunities presented to them where a quick cash was necessary. Most people are unable to take advantage of the great opportunities because they lack the cash. A simple procedure is available whereby you can generate cash within 24 hours. The process is easy and quick and requires that your first make the preparation and lay the groundwork for the plan. You can call this plan the banking round robin. Go to ten banks and tell the loan officer at each bank you want to borrow $1000 for 30 days. Upon paying off your loans, wait 30 days and go back to each bank from which you borrowed the original $1000. This time request a larger amount depending on what you think the bank will loan, say $5000. If each bank approves a $5000 loan you will be able to raise $50,000 the second time. Continue this step-by-step process. Each time go to the bank, ask for larger amount and longer pay back period. What you are doing, of course, is establishing a millionaires credit rating by the process of reputation. That is, you always pay back the money when it is due, and by being prompt combined with the number of loans you’ve made and PAID, you will have established a very powerful credit rating and relationship with the institutions. In about one year after using this process, you should be able to borrow $20,000 from each bank on your signature. Using ten banks in this plan, you will be able to borrow up to $200,000 on your signature in as little as 24 hours.

WIPE OUT DEBTS WITHOUT BANKRUPTCY. In 1988 a federal law was passed known as the Wage Earner Plan. It is administered by the same branch of our courts that handles bankruptcy. You must be wage earner to use this law–that is the primary requirement. The Wage Earner plan does not itself “wipe out” debts, but a little-known proviso of your filling requires your creditors to appear. Statistics indicate that 40% fail to appear in which case, those debts are indeed “wiped out”. In some cases 100% of the creditors fail to appear which enables you to wipe out ALL your debts without bankruptcy. If some of the creditors do appear, then the court allows you to spread your payments out over a three year period in smaller amounts you can afford to pay. Once you file, you stop bill collectors, lawsuits, judgements, assignments, seized bank accounts, and other actions against you. An to top it all off, your credit rating is, in many cases, improved because you made a honest effort to work with the lending firms. Additionally, if the seller used deceptive trade practices to induce your purchase, your debt may be wiped out under the provisions of the Uniform Commercial Code. Under the Homestead Act, your residence can be exempted from levy to extent determined by local law. Check at your local courthouse.

ESTABLISH AAA CREDIT IN 30 DAYS. To work this plan you need at least $400 to begin. You should borrow this from your friends if necessary. Then go to the bank of your choice and deposit the $400 into a regular passbook savings account. It will take a few days for the account to be posted and return to the bank to ask for a $400 loan- you offer the passbook as collateral. Since the bank is already holding your $400, there is no way it can lose by lending you another 400 and they won’t even make a credit check. Then with your borrowed $400, you go to another bank, open up an savings account, return a few days later, borrow $400 from that bank using your passbook account as collateral. Then repeat the process at a third bank with your borrowed $400 from the bank using your passbook account as collateral. Wait a few days and go to a fourth bank where you open this time a CHECKING account. Wait a few days and make a payment on each of the other three loans. A week later, make payments again on the three loans, and continue paying each week until you have almost paid off the balance. A credit invitation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and paying history for the three bank loans–with you having paid up in advance. Thus, you have a AAA credit in a little as 30 days. From here you go on to apply for credit cards, and other items on credit.

GET ANY CREDIT CARD YOU WANT. You should have no problem getting any credit card you want if you follow the above procedure first. But, there are a few rules to follow to insure you have no difficulties in obtaining your cards: 1) Apply for department store cards first. Purchase something and pay the balance when due; 2) apply for a gasoline credit cards listing your department store cards as references; 3) Apply for bank cards–Master Charge and Visa; 4) Apply for Travel and Entertainment cards–American Express, Diners Club, etc.

HOW TO BUY HOMES AND LAND FOR A FEW DOLLARS. Yes, you can buy homes, apartments and land for next to nothing by using the procedure of bidding at “tax delinquency and lien sales.” These are made to recover unpaid taxes on property which is auctioned off 3 to 4 times each year. Check your local tax assessor for dates. In the past people have picked up $50,000 homes for as little as $2,000 and apartments and land for similar discounts.

HOW TO STOP PAYING PROPERTY TAXES ON YOUR HOME. The way to do this is to sign over the title of your home to your non-profit organization. You can form your own church or organization and apply for tax-exempt status at your county courthouse. Or, you can sign over the title of your home to your local church or other non-profit organization if you do not will it to go to your heirs. Under this arrangement, you retain lifetime habitation rights although the property belongs to the local non-profit organization. HOW TO GET YOUR 3X6 CIRCULARS TYPESET FREE. The plan is so simple you’ll wonder why you never thought of it yourself. But once you give it a try, you will thank us a thousand times for revealing it to you. There are literally hundreds of mail order publications that will print your add by the “letterpress” method. This means they actually set it up in type. This is the only method that an ad or circular can be done properly and with good taste (commercial art excepted, of course). First, pick out a good publication and determine the words per inch policy. If your offer has nay merit at all, your ad in either MAIL SALE ADVERTISER OR MAIL ORDER DISCOUNTER will sell for many times over the price of the ad. This means your ad is run free. And, after your ad is published in the magazine, you merely clip it out, mail it to your printer, and presto–you have your ad or 3 x 6 circular typeset FREE– plus you have made a good profit.

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Outsourcing is when you hire outside professionals or services to take on part of your business workload. You may want to outsource part of your work because you don’t have the room, you need an expert, you have periodic busy periods, or you need more production to get orders out on time, etc. The following are ten ways outsourcing can save your business time and money.

1. You won’t have to take the time to train employees. This will allow you to spend more time working on your marketing and advertising campaign.

2. You won’t have to do time consuming tasks like adding on new equipment or learning new software to complete certain tasks. This will allow you to spend more time testing your advertisements.

3. You won’t have to interview employee candidates. This will allow you to spend more time improving your customer service, in return you will get more repeat purchases.

4. You won’t have to fill out all the employee paper work like tax forms, scheduling, retirement plans, etc. This will allow you to spend more time developing new products.

5. You won’t have to buy extra office or work space to complete certain tasks. You can use all the money you save on other business expenses.

6. You won’t have spend money on employee costs like taxes, medical, vacation time, holidays, workers comp., unemployment costs, etc. (These may vary depending on which country you do business in.)

7. You can speed up you order and delivery system with the extra help. Your customers will appreciate the fast service and you’ll have a higher chance that they will buy from you again.

8. You could expand your market share by becoming a middleman and offering your subcontractors products or services. This will increase your business profits and give you multiple income streams.

9. You can take on extra or large orders your business couldn’t handle before. This will expand your market share and you could also offer to take the work your competition can’t handle.

10. You could get end up receiving orders from your subcontractors. Your subcontractors may also tell other people about your business.

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