Remind Your Customers

by Kim and Charles Petty

If you don’t remind your customers that you are still in business they may forget. Repeat customers are the lifeblood of any business. Below are three effective strategies you can use to remind your customers that you are still in business and get them to buy over and over again.

1. Ask your customers to subscribe to your free publication. It could be a print newsletter, e-zine, newspaper, journal etc. You could send out the publication weekly, monthly, bi-monthly, etc. The articles in the publication should be informative and helpful to your readers. You can increase repeat purchases by including advertisements of new products and services that you offer.

2. Ask customers to sign-up to an e-mail update that tells them when you have made changes to your web site. Whenever you update your web site send them an e-mail to remind them to visit again. If you’re using this strategy it’s important to update your web site often. Add new content that would be of interest to your customers. You could also add free stuff to your web site like software, online utilities, ebooks etc.

3. Follow-up with your customers. You could follow-up by e-mail, direct mail or by telephone. It’s always important to get their permission to follow-up ahead of time. You could contact them and ask them if they were happy with their purchase. Send them online or offline greeting cards on holidays and birthdays. You could also follow-up with a free gift letting them know you appreciate their business. You can get repeat business from them if you include another product offer or back end product with each follow-up.

In conclusion, any of the three strategies above will increase the number of repeat purchases from your current customers. You can increase their effectiveness by combining all of them into your marketing campaign. —-

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Simple Guide To Negotiating Credit Card Debt Yourself

by William Blake

For many people, overwhelming credit card debt is not the thing that they fear having happen to them the most financially. When a wave of credit card debt crashes on you, though, you are sure to feel a distinct sinking feeling.

Take heart, though, because they are lots of ways to deal with credit card debt effectively. One option is credit card debt negotiation. This method reduces the total amount of debt that you owe or at least helps you to discover a payment plan that is easier for you to carry out.

Credit card negotiation plans can be employed once the account has been passed on by the credit card company to a third-party collection agency. You very well may be able to negotiate a four thousand dollar outstanding balance into two thousand dollars if you are willing to pay a lump sum.

The company’s ultimate goal is receiving some kind of money from you. For that reason, it is actually more advantageous for them to accept your lump sum payment. It also works out great for the person that owes the money since their debt goes away.

Both parties involved, lender and debtor, receive benefits from credit card debt negotiation plans. Filing for bankruptcy or ignoring your debt will cause much more damaging effects to your credit than debt negotiation ever will.

How to Do It

The most effective way to negotiate your credit card debt is also the cheapest; calling the creditors whom you owe money to and letting them know about your situation. This will not work out perfectly in every situation, but it is likely that at least one or even several may be willing to work with you.

Even though you would love to see every creditor on your list cut your debt in half, the fact is, even if one or two were able to slice your debt in half, you will have been successful in your credit card debt negotiation.

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Tax Dispute Appraisal – Pinellas Appraiser

by Marten W. Davis, SRPA

It is prudent for the homeowner who has purchased his property within the past 36 months to obtain a current Market Value Appraisal of His/Her property from a Highly Qualified Pinellas County Appraiser. Low property values make this prudent.

Taxes are based on the most recent transfer price of the property. This system has HUGE inequities in the tax burden for homeowners.

The people who purchased their home more than 5 years ago, have a very low annual real estate tax. Those who purchased their property during the height of the property appreciation have annual taxes that are well above the current valuation.

You should obtain a current appraisal from a qualified Pinellas or Hillsborough County Appraiser who has experience in property tax disputes, if you have purchased your property in the past 5 years.

The tips for choosing an appraiser, is to check for professional designations, indicating that they have extended education and qualifications. The best place to check for professional designation is the Appraisal Institute. It is suggested that the homeowner look for an appraiser with either the SRPA or SRA designation. Both are residential property specialists. The Appraisal Institute can be found at appraisalinstitute dot org

In preparation for the appraisers inspection of the property, the homeowner should have their current mortgage survey handy for the Pinellas Appraiser to look at and a list of recent renovation or remodeling completed. It is best to use those items completed in the past 3 years.

Shop for your appraiser based on experience. Never shop based only on fee. In the appraisal business, qualifications and experience will serve you well in your appraisal requirements.

Marten W. Davis, SRPA

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Use Knowledge to Prevent Credit Card Debt

by William Blake

Understanding both the advantages and dangers involved in credit card use is especially important for individuals who will soon be living on their own. That includes parents whose children are moving out and kids graduating from high school. Even though using a credit card when you are a little strapped for cash can be extremely convenient, overusing credit cards can quickly get you into some serious debt. Informing yourself about credit cards and debt is the best way to keep yourself out of debt.

Getting into Debt

Having some knowledge about credit card debt is a great way to avoid having to ever file for bankruptcy, because racking up uncontrollable amounts of debt tends to be much easier than most people expect it to be. Consider how an individual could wind up in a lot of debt without being aware of it.

For starters, purchases that seem like nothing when you make them, like going out to a movie or having lunch at a fast food restaurant, add up to quite a bit by the end of the month. One hundred fifty dollars of debt is easy to get into; it only requires that you spend five dollars each day of the month. For this reason, cash and debit cards are much preferred for everyday purchases over credit cards.

Regardless of how it happens, many people find themselves stuck in debt. If you do too, it is very important that you not ignore the bills you are sent in the mail. Paying on time will keep your interest rate as low as possible and prevent your credit score from being unnecessarily damaged.

Interest rates make your balance steadily increase as time goes by. Imagine the damage that $5,000 in debt can cause once interest charges have turned it into $15,000.

Credit counseling services are another great source of useful information on credit card debt. They can calculate how long it will take you to pay off your balance with your current interest rate. If you choose to pay nothing more than you minimum monthly payment, you will only be allowing credit card companies to charge you more and more interest.

The amount of money that credit card companies will be making off you with interest rates can be slashed in half if you make an effort to pay more than the required minimum each month. Getting out of debt is very doable, so make sure you find your way out of any debt you get into.

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10 Killer Ways To Make Your Ad Sell

by Kim and Charles Petty

1. Use plenty of examples in your ad copy. This will allow your whole target audience to understand your pitch completely.

2. Gain extra credibility by using terms your readers may not understand, but can follow by explaining them in simple terms. This will show you’re an expert.

3. Reveal how excited you are about the product. You could use words or a picture of yourself looking very excited.

4. Tell your target audience you were in their current position. Next, tell them how your product pulled you out of that position.

5. Challenge your readers at the end of your ad. Make a bet with them; if your product doesn’t solve their problem, offer them a free product in return.

6. Get your audience involved in your ad by asking them questions. They’ll automatically want to answer the questions in their mind.

7. Introduce yourself in your ad copy. Haven’t you ever read an ad copy and wondered half way through it who is selling the product? It’s a big turn off.

8. Start your ad with a story. It draws people right into your ad and they forget they’re being sold to. You could start with “Once upon a time…”

9. Use less than five points in your ad copy. If you start revealing too many topics, your readers might get confused and quit reading.

10. Make your target audience’s experience reading your ad positive. You could educate them or tell a joke to make them laugh. —-

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10 Tips For Writing A Profit Producing Ad

by Kim and Charles Petty

1. You can get ad copy ideas by studying similar product’s advertising material. Collect their sales letters, classified ads, web ads, e-mail ads, etc.

2. Know exactly what you want your ad copy to accomplish. It could be to qualify prospects, make sales, generate leads, attract web traffic, etc.

3. Make a complete list of your product’s benefits and features. Begin your ad with the most important benefit either in your headline or first sentence.

4. Make your ad benefits as specific as possible. Include exact numbers, percentages, times, colors, smells, sounds, descriptive adjectives, etc.

5. List all the ways your product is different from your competition’s. Include all the differences in your ad copy that are better than their product.

6. Use graphics, pictures and drawings of people actually using your product to solve their problem. Include a picture that also shows the results.

7. Make a list of your target audience. Write down what reasons would attract them to purchase your product. Include those reasons in your ad copy.

8. Include any proven facts in your ad copy. They could be customer surveys, scientific tests, product reviews, etc.

9. Tell your audience what kind of support they’ll get after they buy. It could be free consulting, tech support, free servicing, etc.

10. Ask people at the end of your copy why they decided not to buy. This will give you new ideas on how to produce a more profitable ad copy. —-

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Heart Shaped Diamond Represents Most Unique Of The Diamond Shapes

by Grace Jennings

There are ten different diamond shapes which are common. Each cut has its own different qualities. This article will give you a short rundown on the properties of each of these ten most common diamond shapes.

The most popular cut by far is the round cut. If you are stumped and looking to make a quick decision, the round cut may be just the thing for you. When thinking of diamonds, the round cut is the shape which first comes to mind.

If you’re looking for something different, the princess cut is the second most popular diamond shape. Properly cut, a princess cut diamond can be beautiful. However, sometimes they don’t quite come out as brilliant as you may expect. If you want one, get one from a well-established jeweler.

The oval cut is another very popular cut, especially for engagement rings. This is a classic style, almost as common as is the round cut. This cut is beautiful and stylish as well as versatile – this diamond shape can work in rings of almost any style.

One of the very most elegant cuts is the marquise cut. This is an elongated shaped cut which makes the diamond appear larger than its actual size and as such is typically used on smaller diamonds. The name of this cut comes from the fact that they were and still are popular with royalty.

The pear shaped cut is similar to both the oval and the marquise cuts, featuring the best that each of these cuts have to offer – truly a winning combination.

The step, or emerald cut is a common choice for a starter diamond. They are beautiful but have fewer facets than many other cuts, making any imperfections in the diamond more apparent.

The asscher cut is more of an art deco style. It’s usually used for other gems. Although it is a less common cut for diamonds, it is slowly becoming more popular. If you’re looking for a fairly unique diamond cut, it may be right for you.

For beauty and a truly rare cut of diamond, there’s nothing quite like a perfectly cut, flawless heart shaped diamond. Since this is a very difficult cut to do well, these can be very expensive and hard to find. However, once you finally get your hands on one – or one on your hand, you will feel that the gem was well worth the time and expense.

A traditional cut which has fallen out of favor somewhat in recent times is the radiant cut. This is similar to an emerald cut, but with more facets for added luster.

Last is the cushion cut. Much like the marquise cut, these cuts make a small diamond appear larger and show off the gem to best advantage. Even a smaller diamond comes off looking magnificent with a cushion cut.

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10 Ways To Catapult Your Sales

by Kim and Charles Petty

1. Swap endorsement advertisements with other web sites. Endorsement ads usually pull more sales and traffic than regular advertisements.

2. Outsource part of your workload to save time and money. You can spend more of your time and money promoting your business.

3. Include a signature file on all the e-mails you send out. Provide your business name, phone number, e-mail and web address,etc.

4. Use pictures or graphics on your web site that support the product you’re selling. They could give your visitors a clearer vision of your product.

5. Create a friendly, long term relationship with all your customers. Practice good customer service and follow-up with them on a regular basis.

6. Create strategic alliances with other web sites. You could exchange banner ads, sell each other’s products as backend products, cross promote, etc.

7. Increase the perceived value of your product to skyrocket your sales. Add on free bonuses, after- sale services or an affiliate program.

8. Give customers a discount on their total order to increase sales. You could give them a discount for ordering over a set dollar or product amount.

9. Allow your visitors to reprint the content on your web site. Just ask them in exchange to include your resource box and a link to your site.

10. Provide a free contest or sweepstakes at your web site. It’s a fact, people like to win things. If you can fulfill that need, people will visit.

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Mortgage Meltdown 2008

by Jeff Kaller

Usually on Saturday’s when I’m not traveling, I have to wake up at 6:00 a.m. to catch one of my favorite shows – High Net Worth. This show profiles entrepreneurs, and how they make their fortunes, Mostly all of the entrepreneurs have made their money in real estate, whether it was luxury 100 room boutique hotels, time shares, you name it One Billionaire, who owns three of the larges time share companies, is building a 90,000 square foot house with 20 kitchens and 30 bathrooms. Another is launching a prototype hotel in space the idiosyncrasies befuddle me to no end. Like the guy building the largest house in America, yet still drives one of the first cars I used to own – a $12,000 used Lincoln Town Car. Why do they do what they do?

Because they can.

A buddy of mine, who’s also a hard money lender and developer, just located a $50,000,000 (yes, million) pool of defaulted notes, then quick turned the mortgages to an investor for a cool couple of points.

Goldman Sachs mortgage department cashed in $2 Billion on the subprime fiasco . The three men responsible for the trade are expected to be paid between $5 and $15 million.

My students are regularly closing consecutive short sales dealsare you going to cash in on the mortgage meltdown?

On the other side, there’s a thousands people losing their homes, countless others hanging on by the skin of their teeth. What’s the difference between both sides? Well, I can tell ya, what’s being said by one group versus the other. One side is complaining and whining and proclaiming the unfairness of the situation, all the while doing nothing to improve it.

Maybe they feel unqualified to be on the receiving end. A “stucked-ness” that just keeps them from becoming a successful entrepreneur. I’m just about as unqualified as anybody when it comes to having the “stuff” our society requires to make money.

My parents were missionaries in Brazil, and I knew nothing about the United States until moving here at age seven (and no, I’m not a native Brazilian, my parents are from Tennessee). I never fit in at any schools, and historically made terrible grades – got kicked out of not one, but two colleges. And still, to this day, I am continually reminded that seven years ago, when people saw me launching my woeful speaking career I was undoubtedly the worst they had ever seen.

I can’t spell worth a flip, don’t know jack about computers, yet in the last 8 years managed to be responsible for the sale of just under $20 million in sales of products and profits relating to real estate, which over my career has launched more than a dozen successful students who now teach short sales, virally spreading my short sale techniques all over the country. Even permanently and continually changing how short sales are done in this country collectively negotiating over $1 Billion dollars in debt yet I have no formal training in financeor for that matter, the field I’m in!

It’s important that you understand one thing: the result of your success will be that of decision, not qualification. Get yourself in the game in 2008the mortgage meltdown undoubtedly will have you standing on one side of the of the line in the sand.

Credit Card Debt Solutions Will Help You Get A Huge Load Off Your Shoulders

by William Blake

There is little to worry about if you are being burdened by mounting credit card debts because there are more than one credit card debt solutions that you can choose from that can easily prove to be the best answer to all of your problems. The simplest of these is to exercise greater self-control and refrain from unwarranted use of your credit card and not use it for purchasing goods and services indiscriminately. The best that you can do is to ensure that you limit the use of your credit card, which helps you manage your credit card debts most effectively.

However, there may also be instances when your credit card may have been misused without your even being aware of it, and so you need to keep track of all of your credit card transactions, and any suspicious transactions that you notice should be immediately reported to the company for them to take action on it.

Debt Management Agency

Another option as far as credit card debt solutions go is to consult a debt management agency that will make an evaluation of your existing debt situation and suggest a suitable action plan for you to follow. Debt management companies have much experience and are well staffed to handle problems with credit card debts, and usually, you won’t even need to pay for the credit card debt solutions that they will suggest.

Before deciding to go with any plan of action in relation to credit card debt solutions, it would be in your best interests to compare the solutions that the agency has offered to you. If you don’t like what you have already received, wait twenty-four hours or so to get another one from the agency you are working with.

Another effective credit card debt solution is to consolidate all your debts into a single and affordable monthly payment that invites low rate of interest, which will allow you to get free from huge monthly bills that can be beyond your means to pay up.

It is also wise to limit yourself to only one or two credit cards. You can opt to use one for emergencies only and the other for common purchases.

Getting and staying out of debt does not have to be a difficult process. More than anything, it requires that you be willing to control yourself while shopping with a credit card. If you stick to a credit card debt solution, you are sure to eliminate the debt you have incurred quickly.

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