Remove NCO Financial From Your Credit Report

by Justin Hutto

NCO Financial is a collection agency. They work with financial services, healthcare, utilities, education and more.

They have been in business since 1926. They do both first party and third party collections.

They are headquartered in Horsham, Pennsylvania. They currently have over 140 operation facilities spread out over 9 countries.

They claim to be customer oriented and committed to integrity, teamwork and quality.

NCO Financial participates in credit reporting. Another way of saying this is they can create a negative listing on your credit report and cause your score to be damaged.

However you do have hope. You can have a listing from NCO Financial deleted. You have two options to have this listing deleted.

1. Directly dispute the listing with the credit bureaus.

This is accomplished by sending a dispute letter to the credit bureaus or you can hire a credit repair firm to dispute the listing for you.

If you decide to dispute the listing yourself you must send a dispute letter to each credit bureau. The dispute letter says that you are disputing the listing because the information is wrong, you have never paid late, it is not your account, etcetera.

2. You can pay NCO Financial. I would recommend disputing the listing first and then if that is unsuccessful consider paying.

Do not settle for the full amount of the outstanding debt. You can negotiate the amount to settle. I recommend starting at 50% of the balance.

You should have NCO Financial agree in writing to remove the negative listing on your credit report as part of the settlement agreement. If you do not do this paying the debt will not help your credit score. The listing will remain it will just be changed to a paid collection.

You should also be aware that NCO Financial may not be the only company reporting a negative listing on your credit report for this account. The creditor may also have reported this account as a negative listing too.

It is common for collection agencies to sell accounts they have not been able to collect on to other collection agencies. Thus you could have another collection agency on your credit report that has created a negative listing for this account also.

If you have multiple negative listings on your credit report for the same account then I would consider a professional credit repair firm. You would want to do this because if you pay one company the account will still be negatively reported by the other companies.

If the debt is accurate and you make the decision to settle the debt do not pay the full balance. Collection agencies buy outstanding debt for just pennies on the dollar. Thus if you pay the full balance you will be giving the collection agency a lot of money that you do not have to.

Be aware that NCO only has the authority to remove a negative listing that they have created. They will not be able to remove any other listings that have been created by other companies even if it is for the same debt.

Keep all communication with NCO in writing. Just in case there is a problem you have written proof of your settlement agreement.

In sum, dispute the listing first and if unsuccessful then make a settlement agreement. Put the agreement in writing and remember to have them remove the listing in exchange for your payment.

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Searching Criminal Records

by Joseph Ryan

Did you realize that, in most countries worldwide, conducting a criminal record search is extremely difficult, if not impossible?

Attempting to find out if a potential customer, business partner, supplier, or even employee has a criminal record in England, Canada, or or most EU countries means running into a thicket of privacy laws and bureaucratic stone walls.

By contrast, access to all sorts of criminal records in the U.S. is reasonably free and open. Here, such records are considered public information, available to anyone who wants to view them. You don’t even need a business purpose (a so-called “permissible purpose”) to check somebody out. You can use free Internet resources to investigate potential dates, even suspicious neighbors. All you need is the person’s name, though it can be extremely helpful if you also have their date of birth, especially if they have a common name.

Where do you go on the Web to conduct a criminal record search? Generally, you’ll want to visit either state or county government websites (more on this below). Alternatively, you can use a fee-based service to do the work for you.
Unfortunately, as with most things run by the government, there are some problems. Here are the major ones you should know about before you start trying to check out somebody to see if they’ve had any serious run-ins with the law —

First, you should be aware that even in the U.S., there’s no easy way to achieve complete certainty when researching criminal records. The only truly comprehensive nationwide database of criminal records in the U.S. is the National Crime Information Center (NCIC), maintained by the FBI. Unfortunately, it’s only available to law enforcement agencies.

So you have to conduct your background checks on a regional basis – either statewide or county-wide. For example, if your “subject” (i.e., the person you’re checking), lives in Texas, you can check that entire state’s repository of criminal records for a modest fee, entering the individual’s name and DOB. Some other states offer the same service. Unfortunately, most don’t.

Thus in most states you have to run your checks county by county. Fortunately, nearly all counties in the U.S. make this type of information publicly available, but what a job it is to access it. You need, first, to know your subject’s “address history,” and second, to locate county criminal records sites for each county he/she has lived in. But because criminal records are so fragmented by jurisdiction in the U.S., that’s probably the only way to do it with reasonable reliability. You can locate most county websites by entering the county name/state into a search engine in quotes. Then contact the county courthouse and inquire how best to run a criminal records search – in some counties you can do it online, in some others they’ll run it for you while you wait on the phone, and in a few you have to send your request in by mail. Talk about tedious. But read on, a much easier way to do all this is suggested below.

Essentially, then, to check whether somebody has a criminal record in the U.S. you need to, at a minimum, search county records in your subject’s county-of-residence for, say, the past seven to ten years. That would be a very basic criminal records search — and, of course, of doubtful reliability. Obviously, for example, if your subject lives in County A now, he/she may have been convicted of a crime in County B sometime in the past. And County B could be the adjoining county, or it could be a county in some other state.

Another problem is aliases. Suppose your subject has a rapsheet under a different name? Or what if your female subject has been convicted of a crime under her maiden name?

So as you can see, it’s easy to get a false sense of security by running someone’s name through government criminal records databases and coming up with “No Records Found.” That person may have a long rapsheet in other jurisdictions or under other names.

One last, very important, complication: if you’re an employer, you can’t run a criminal records search on an employee or potential employee without that person’s written permission. Employment-related background checks are closely regulated by state law and the federal Fair Credit Reporting Act. This Act confuses everybody, even many employment lawyers. However, its main thrust is clear enough: full disclosure whenever you run background checks on employees or potential employees, and always obtain signed releases from them.

The Easy Way to Search Criminal Records

Given that conducting criminal records background checks can be pretty tricky and tedious, is there an easier way? Yes, you can utilize one of the fee-based services to do the searches for you. They are not expensive, about $20 for a statewide search and about $45 for nationwide. Two of the better services are Intelius.com and E-CriminalBackgroundCheck.net. (Note, however, if all you are interested in is whether your subject is a registered sexual offender, you can check the National Sexual Offender Public Registry for free. Of course, your subject could have a long rapsheet of nonsexual felonies and wouldn’t be listed here.)

The fact is, you can never be completely certain your subject doesn’t have a criminal record. Why not? Because all public databases of criminal records are incomplete. These databases are compiled from county data. However some counties simply don’t make the information available to their state governments so it never finds its way into a database. Also, your subject may have completely changed his/her identity, or for that matter, may have even committed serious crimes overseas.

So your best strategy is to simply use the best information available to you, given the purposes of your search. For some purposes, a simple county-wide search may be adequate — for example, you feel very confident your subject has no criminal record but you want or need to run a search anyway pro forma. In other cases, a statewide search which includes all counties in your subject’s state of residence may be more appropriate — for example, you have a subject who has lived in several counties in the same state.

However, for most purposes your best bet is a nationwide search. These days, few people stay in one place very long. The average person moves once every 4 years. That could be a move from Georgia to California or Hawaii. So for real reliability you should run a nationwide search going back at least seven years.

A final point: Always check the “Coverage” of any service you pay to do a criminal records search for you. They should have a link on their home page to “Coverage” or “Availability.” This link should produce another page or a pop-up which reveals exactly what jurisdictions are included in their database. You may be surprised to learn, for example, that not every county in California is included – and the county-of-residence of your subject is one of those not included. If that happens you should still probably run the search, but you should supplement it with an search of criminal records in that missing county. Contact the county clerk there and ask how you can get a criminal records search for that county.

In summary, checking criminal records in the U.S. is much easier than in nearly any other country, but is still a big hassle if you do it yourself. So it’s nearly always better to hire a reputable online service to do the work for you, remembering that even the most comprehensive searches they can do will not include some counties.

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Tips to Shopping Cheaply with Exact Replica Designer Handbags

by J.D Theis

Did you know that how you look changes the way that people look at you? When we?re young and still in school, most of us don?t realize that how we look is very important, which is why you’ll find teenagers with some of the strangest outfits you’ll ever see on teenagers. Once we get older, however, we know that it’s important to have a nice outfit to be taken seriously. The only problem, however, is that expenses are rising and the workforce isn’t as secure as it used to be, which means that many are cutting back on their spending and are avoiding buying the outfits they may need to look professional. There are plenty of ways to decrease your expenses and to purchase beautiful looking clothes without having to spend everything you have. Tips like buying exact replica designer handbags and other replica versions can help you to save money while having a great outfit.

No More Boutiques, Please

The first tip to remember is to avoid boutiques as much as possible. If you live in a city you will probably see tons of beautiful outfits in the window of a store that you will want to buy. Try to avoid going into those stores. People who put together window dressings are great advertisers who are trained in knowing how to get your attention so that you will go into the store and spend hundreds of dollars on a new outfit or accessories. The truth is that you can get even some of the nicest accessories, such as exact replica designer handbags, without spending the same amount of money that you would have to spend in a boutique if you were to go in. So tip #1? Avoid boutiques at all cost.

Instead, try Second Hand Stores

Many second hand clothing stores have amazing outfits hidden in them! If you watch celebrities, you’ll see that many of them actually purchase their red carpet dresses in second hand clothing stores, altering them only slightly to make them beautiful. If you are able to put aside preconceived notions about going into a second hand store you and likely find some great outfits and even fancier dresses. Some can be jazzed up just by adding an exact replica handbag to them!

Check your Closet

Sometimes we forget to look at the clothes that we have in our closets. The truth is, often there are tons of separate pieces that can be mixed up to make great new outfits. For instance, do you always wear the same top with the same skirt? Try changing things and wearing a different top with the skirt, or a new pair of slacks with the skirt instead. You’d be surprised at how different the outfit looks, especially when you add a vest or an accessory such as an exact replica designer handbag or a new pair of heels.

It can be scary to want to buy a new outfit at some of the prices you’ll see today, but if you take your time and start searching for things like exact replica designer handbags, you will find that you can get a great outfit for very little!

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Discount Fitness Equipment Makes Good Financial Sense

by Gary Pearson

It makes more sense to spend money on assets which appreciate. You will improve your financial position when you buy property or spend cash on further educating yourself or on priceless collectibles. It is a fact that fitness equipment, like any other gadget starts depreciating the time you buy it. It begins the moment you pay for it.

Therefore discount fitness equipment makes good sense and good use of your cents.

Exercise for cardiovascular system- The rate at which you take in oxygen as well as the heart rate increases when you do cardiovascular exercise. Stair climbers, cross trainers, treadmills, exercise bikes, and climbers are some of the equipments which help in this form of workout. It is possible to burn calories for long after doing the cardio exercise.

Exercise to increase resistance- There are a number of benefits of doing resistance exercise like checking osteoporosis, lessening bone deterioration, improving bone mass, reducing stiff necks, better posture as well as helping back pain. Some of us may not be aware that common cold and back pain are the two main ailments for which people go to the doctor.

Resistance exercise – can reduce bone deterioration and build bone mass, preventing osteoporosis and eliminate stiff necks, improve posture, eliminate belly fat and back pain. (Back pain competes with the common cold as the leading reason why people see a physician.)

The number of Americans who are getting more health problems and are putting on extra weigh has been going up steadily according to the study done by Gallup. Frequent exercise was defined by Gallup as doing work outs for at least five or more days every week. It is true that almost two-thirds of the people who took part did not come up to the mark.

It is essential for adults to do moderate exercise 30 minutes in a day in a week according to CDC or Center Disease Control.

Walking at a fair pace at around 3 to 4 miles per hour on a treadmill or a plain surface is a good example of reasonable physical activity. A climber can be used for hiking, or one can bike up to 5-9 miles per hour on level terrain on exercise bike. There are many such types of equipment to help you exercise.

So – are you already in good shape but want to up the ante? Of, are you average with a desire to be so much more? To start exploring your equipment option and/or to start shopping, simply type these 3 simple words into your internet browser. “Discount Fitness Equipment.

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Internet Marketing: Who Can I Trust?

by Tim May

An ever-increasing number of people are choosing to quit the rat race and work from home these days. There are several business models to choose from, but the most popular of these is Internet marketing. Internet marketing is a great option for those who want to work from home full-time or those who just want to work part-time to supplement their income from a full-time job. But there are a lot of scam artists out there, so itas hard to know who to trust.

The most basic rule of thumb is to steer clear of websites that charge a fee for you to become an affiliate. They should be paying you for you promoting their products, not the other way around. If it is a real affiliate marketing setup, youall be generating profit for these people and they wonat need to charge you up front. Legitimate companies, as a rule, do not do this.

A likely sign of a scam is an internet marketing company that doesnat have a functional phone number listed on their site. Real companies will almost always list a phone number. They want you to be able to contact them with any questions or comments. Lack of a phone number means that they want to be unreachable and probably have something to hide.

While looking at their website, notice if they list an email address as well. Although this seems like a no-brainer, many companies simply have forms that you fill out and then they contact you. A legitimate company will also offer ways for you to contact them if you have further questions.

You should also take a brief look at what a company is claiming to sell. Remember that if it sounds too good to be true, it probably is. Also, if it is advertised in a completely over-the-top way and reads more like propaganda than an advertisement, it is probably not the kind of company that you can depend on and should be avoided. Success in internet marketing takes time and work, so companies that tell you it wonat require much of either is probably lying. Who knows if youall ever see results from them?

Researching the history of an Internet marketing company is also important. Know how long it has been since the company was formed. Also be aware of how long the company has been selling goods and services online. A long-standing, experienced company is very likely to be legitimate.

Finally, research the company or Guru as much as possible before making a decision. If the companyas website offers testimonials, read these carefully. Do they sound legitimate, or are the reviews overly enthusiastic and unrealistic? In other words, do the reviews seem false to you in any way? This should definitely be a warning sign

If you want to get into Internet marketing, itas vitally important to know who you can trust in the industry. Hopefully this article can help you spot a phony and avoid scams. Be careful and do your homework in order to spot a company or a guru that is legitimate. A real company will want to make money and theyall also want you to make money as well. Read more about who to trust online by visiting Badguruscams. com.

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Internet TV on Your PC – What to Look Out For – What to Expect

by John Eley

The number Internet TV packages is increasing, so if you want to watch online streamed TV on your PC check out all the options. Make sure you know what is on offer so you can match up your viewing needs to the best product for you. You need to have reasonable and attainable requirements or maybe you just want to broaden your horizon and want as diverse a service as possible.

What does TV on your PC offer? It enables the viewing of programs that are distributed via the Internet by the TV stations themselves via gateways. They may be offering the full service through the Internet, or they may be offering a reduced service e.g. by lowering the picture quality. That is their marketing choice, since they may be competing with their own paying terrestrial or satellite TV customers. It may or may not include all the content such as sport and movies etc that paying customers get. They may not give the full 24/7 service. If you have a TV on your PC viewing package you have to accept the quality on offer, particularly as you are getting the TV channels for free. However there are literally thousands of these streamed channels. Many of them are probably are there to provide advertising exposure for the paying service, some will be state controlled and so are essentially a form of propaganda, which may be subtle, totally biased or they could be impartial. Basically you have to take what you get. The thing is the more channels your TV on PC package offers, the more chance you might be able to access something that interests you.

Who does TV on your PC benefit? Well, clearly if you want the very latest top sport or movie action in high definition (HDTV) you may not be able to get it over the Internet. The cable and satellite companies get big money from their paying customers. However if you are on the move and have a laptop, or live in a rented room, you will be able to find many news, current affairs some movies and sport that will be really appreciated. If you are an expatriate it can enable you to keep in touch with events back home. Maybe you just want the adventure of surfing around to find what is out there, or perhaps for research for your job or writing an article or a study project. After all information is what the Internet essentially provides. It is simply an enormous information store. TV on your PC just provides you with a way of accessing some of it.

What sort of things should you look out for when purchasing a TV on your PC package? Is it legal? There should be no descrambling, just public domain TV channels. Is the software they use legal? Make sure they say so. Has it got a lot of TV stations? Generally speaking the more the better. However make sure before you buy, if you have a specific viewing requirement. Does it have a membership site that supplies updates? TV on your PC is a dynamic, evolving medium. Is support offered and a guarantee? How long has the package supplier been in business? The chances are if they have been around for a while they will have a good product. Make sure your computer or laptop hardware and software meets the specification of the package. Also make sure your Internet connection is adequate for your needs. Bonus offers may be the icing on the cake. If bonuses are offered such as other types of downloads, music movies, psp, cd and dvd burning etc you may be getting much better value than you think and have a one stop shop. Finally, one other thing. Don’t forget to enjoy yourself!

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The Presidential Cycle and Your Investments

by John Rothe

With the economy on the brink of a recession, the stock market down and multiple failures of both banks and brokerage firms, will the US stock market provide us with a year end rally? History says yes.

The Presidential Cycle has historically provided a positive return for the stock markets. In past, the markets have risen as elections approach and the current administration tries to stimulate the economy. The goal is to have voters go to the voting booths with jobs and feeling good about the economy. These increases the odds that the party in power will stay in power.

Since 1942, an investor who invested in the Dow Jones Industrials 25 months before each election and sold at the end of November (as the election news cycle ends) would have been rewarded with a gain.

Since 1942, an investor who purchased the Dow Jones Industrials Index two years before each election and sold at the end of November would have been rewarded with a gain. But history shows this can be a temporary effect. Typically, the two years following an election are often the hardest on the stock market. Stimulus packages need to be paid for and tough economic decisions need to be made.

This may prove to be the case again as a similar pattern emerges. Currently Congress and the White House are currently trying to revive our economic condition. Restrictions against short sellers in almost 800 stocks have helped to keep a floor on the stock market. These restrictions have caused much volatility and numerous news stories, but the financial markets have not really seen much of a negative or positive impact during the past few weeks.

After a stimulus package is approved and investors begin to feel confident that the government will take actions to prevent a severe recession, the markets may give investors a positive return as we head into the November elections. But the two year cycle may again prove true as the next president will need to figure out how to pay for the stimulus and bailout packages that are currently being proposed.

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Angel Figurines, A Collectors Guide

by Linda Jones

Collecting figurines is a fun hobby for people of all ages. One of the most exciting collections to start is one filled with angel figurines. It is easy to find angel figurines because they are one of the most popular figurines made.

It can be a little hard to stop collecting angel figurines once you start; ask anyone who collects these delightful figurines; many collectors have more than a hundred figurines in their collections!

Angel figurines come in many different types. Many of the angel figurines you’ll find are very inexpensive. The smaller ones are typically less expensive than the larger ones making it fun to collect all sizes. Children and teens enjoy collecting angel figurines because they can find smaller sized ones that they can easily afford. They make wonderful gifts for birthdays, graduations and other events.

A lot of companies make angel figurines in many designs, poses and even activities; you can find angel figurines who are singing, praying, skiing and almost any other activity you can think of. You can find angels with wings, halos and other features.

People who collect angel figurines have to choose how to display their collection. A lot of collectors like to display their collections in a prominent place in their home, sometimes in a glass case or mantelpiece. If yours is a large collection though, you might put them throughout your home instead. Since angels look good no matter where you decide to put them in your home, go ahead and be creative! They will be attractive anywhere that you decide to place them.

There are collectors who just can’t stop at only a few angel figurines; angels symbolize goodwill and protection, so collectors often like to have many of them in their home. Once you start, it can get a little bit addictive! You’ll start seeing angel figurines everywhere you go: flea markets, tag sales and of course, on the web!

To some people you just can’t have enough angel figurines. Since they represent goodwill and guardianship some people like to have more than a few. Once you get started collecting angels it can be hard to stop! You will begin to notice angel figurines everywhere you go. You can find nice angel figurines online. You’ll also find them at garage sales, antique shops and flea markets. When choosing angel figurines look angels that you are attracted to as you will be looking at the angels for many years to come.

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Resizing Images in Adobe Photoshop

by David Peters

If you want to resize a large photo you have to take the correct precautions to prevent losing too much resolution. Making an image smaller can make it appear blurry if you don’t do it right. This can make the picture less clear than it should be.

This is a problem in many editing programs, but Adobe Photoshop has the tools to fix this.

To perform this function you must own at least the CS version of Photoshop. If you don’t have this version, you may want to get it as it has far advanced features. Buying the software will get rid of the limitations you may have when editing your pictures.

To reduce the size of an image go to Image> Image Size. Select Resample Image and then select Bicubic Sharper from the menu. This is the optimal setting for reducing the blurring of the image when you resize it.

When you want to make an image larger, select Bicubic Smoother.

This process is so effective that I would recommend setting Bicubic Sharper as the default selection when you start the software. You can do this by going to Preferences> General> Image Interpolation. Here you can select Bicubic Sharper as the default.

Remember that performing more than one resize on an image will give it more blur. To experiment with the size that you want, use a duplicate image as multiple resizing will ruin the original image. Once you’ve found the size you want, you can apply the dimensions to the original image.

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Strategic Staffing and the Temp Agency

by Amy Nutt

Temp agencies have become indispensable partners for many companies. No longer are temps (or contingent workers as they are sometimes called) a minor expense; they are a big investment and a critical aspect of keeping jobs filled. But managers ought to understand that good temp agencies do much more than find “bodies” at short notice. The best agencies can show you how to use flexible staffing to improve productivity.

The Dramatic Rise of the Temp Agency

Temp agencies have become so common that we forget that, they were a relatively recent invention. Back in the 1950s Bill Pollock and Jim Shore were both competitors selling business equipment to improve productivity. They both noticed that although demand went up and down, staff levels remained constant. It dawned on them that there was a need for temporary workers so that the level of staff could fluctuate with demand. They formed Drake Personnel (now Drake International) and brought a new industry to life.

The temp agency is an essential service because businesses need flexibility. They need to be able to fill positions at short notice, for short periods of time. The flexibility in staffing that temporary workers give a company has proven to be so valuable that the number of temps has continued to rise over the years. We used to think that temporary staffing only made sense for relatively low-skill jobs but now companies have discovered that there can be value in bringing in interim executives right up to the level of CEO. (In fact, there is even a service, Drake’s Prime50, focusing specifically on the placement of seasoned executives in interim assignments.)

In using temp agencies companies have stumbled upon some unexpected benefits. One is guaranteed performance. If you bring in a temporary employee and they are not working to your standard, a simple phone call to the temp agency is all it takes to have them replaced. The other unexpected benefit is the temp-to-perm phenomenon. Hiring workers as temporaries before making a decision about offering them a permanent job is undoubtedly the single most reliable selection method. It gives the company a chance to “test drive” the worker and the worker a chance to see what it is really like working for the company. The U.S. National Association of Temporary Services estimates that one out of three temporary assignments leads to full-time work.

Clearing Confusion About the Types of Temps

Frequently the labels “temporary help,” “contingency staffing,” and “flexible staffing,” are used interchangeably by the general business community. However, temp agencies understand that these three types of workers are used quite differently.

Temporary help is a concept whereby companies bring in someone, usually for lower skilled jobs, to cover for a vacation, maternity leave or help for some short-term project.

Contingent staffing is a much broader concept including all sorts of contractors, consultants and free agents, often for reasonably long periods of times. The driving business reason is still flexibility: companies want to be able to bring in the talent they need at the moment without making a long-term commitment.

Flexible staffing is rooted in the original insight of Pollock and Shore that big productivity gains would arise by analyzing the fluctuating levels of demand and creating a flexible workforce to match it. Of all the types of temporary staffing this is the one that is truly strategic.

The Most Important Use of Temps: Flexible Staffing

When demand dips below the water level staff is idle and the company is paying unnecessary salaries. When demand juts above the water line the staff cannot handle the workload resulting in overtime and backlogs.

Drake’s approach is to analyse the optimal level of permanent staffing then put in a plan for handling peaks in demand with qualified temporary staff. While it takes some expertise to do, this planning is a reasonably straightforward exercise–one Drake has been executing successfully for many years. The results are both significant savings on staffing costs and improved ability to deliver to customers during peaks in demand. Unlike some other temp agencies, Drake has always been in the productivity business, not just the staffing business.

Mistakes to Avoid

If there is one place where some companies have gone astray in working with their temp agency it is that they stopped seeing it as “staffing” and started seeing it as “purchasing.” As noted in this article, the rise of temporary staffing meant that temps have gone from an insignificant cost to a large annual expenditure. Furthermore, this expenditure was uncontrolled in the sense that all sorts of managers would be negotiating their own deals with different temp agencies. Organizations responded quite reasonably in trying to get control of this by bringing the purchasing or procurement function – that has expertise in cost control – into the picture.

However, this can go off the rails if the procurement department focuses only on cost, not on quality. A company would never hire someone on the basis of which applicant was willing to work for the least money; the quality of the candidate is a prime consideration. However, when a procurement department is being driven solely by targets to reduce costs the easiest way to get there is to be inattentive to quality.

The solution to this is reasonably straightforward. The mission of the procurement department must be to partner with the temp agency to get top quality temp workers at a reasonable cost. Hiring managers should be periodically surveyed to ensure the temp agency is providing the quality of staff it needs.

Return on Investment

Businesses rarely do any kind of ROI around hiring temporary help, it’s simply a matter of work needing to be done and getting help quickly. However, for flexible staffing it is possible to do a formal ROI, and the results can be impressive.

If you are able to reduce your permanent staffing in a unit from 100 to 75 then it is easy to calculate the savings. Add to this the cost of overtime caused by peaks in demand – not to mention the loss of customers due to backlogs – and you have all the information you need for an ROI calculation.

The returns are usually so large that it’s not necessary to spend time sweating over specific estimates – even the most pessimistic estimates show flexible staffing will provide a solid return.

Don’t think of your temp agency as simply someplace you call to fill a short-term vacancy. Think of it as a service provider who can regularly source top talent for you and permanently reduce your costs.

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